For Africans living abroad

Build wealth between two flags.

The YouTube authority on cross-country money decisions for first- and second-generation Africans in the US, UK, Canada and beyond. New explainer every Tuesday. Honest math. Named providers. Zero hype.

New episode · every Tuesday, 16:00 UTC
Newsletter · every Sunday, 10:00 UTC
Faceless · authority-first

Three promises. Every numeric claim is sourced. Every named provider has been tested by us. Every episode ends with three things you can actually do this week. If we ever break those three rules, you can unsubscribe.

What we cover

Six pillars. Every Tuesday, one episode.

We cover the financial questions that touch two countries — and nothing else. No relocation 101. No coin speculation. No motivational pep talks.

P1

Two-Country Tax & FX

Dual-country taxes, remittance, hidden bank fees, FX strategy. The most-searched corner of diaspora finance.

P2

Building Wealth at Home

Lagos, Nairobi, Accra property. Eurobonds, REITs, treasury bills. How to deploy capital home, without bleeding to it.

P3

Diaspora Investing Abroad

401(k), IRA, ISA, SIPP, TFSA, RRSP. Index investing. The first-generation immigrant's playbook for the country you live in.

P4

Going Home (or Not)

Return migration economics. Pension portability. Healthcare gap. Split-life household budgeting. Honest numbers.

P5

Generational Wealth

Estate planning across two flags. Dual wills, trusts, term life. Kids' citizenship. Education funding.

P6

Diaspora Business

Setting up at home from abroad. Payroll, partner risk, capital strategy. The founder stories nobody tells honestly.

Latest

The most recent episodes.

We publish one explainer every Tuesday. Subscribe on YouTube — the newsletter goes deeper every Sunday.

P1 · Two-Country Tax & FX
How to legally send $10,000 home for under $50
Episode 2 · 11 minutes · Tested with real money
P2 · Building Wealth at Home
The diaspora property scam playbook
Episode 3 · 16 minutes · Named lawyers & registries
P3 · Diaspora Investing Abroad
401(k) vs domiciliary account: where should you save first?
Episode 4 · 12 minutes · The framework + worked example
All episodes on YouTube →
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About

Who this is for.

Diaspora Wealth Lab exists for the African who left, the African whose parents left, and the African deciding whether to leave. If you handle money across two countries — earn in dollars, pounds or Canadian and pay rent in two currencies — this channel is for you.

We are faceless by design. The voice is what we trade on; the math is what we earn trust with. We don't make reaction videos, we don't predict markets, we don't tell you which coin will moon. We pick one decision a week, run the actual numbers, name the providers we trust, and end with three things you can do on Sunday.

The channel is sister to CipherHedge, our personal finance work for the US audience. This one is for the diaspora — Nigerian-first, pan-African as we grow.

We are independent financial education. Nothing here constitutes personalized financial, tax, legal or investment advice. Always verify with a licensed professional in your jurisdiction before acting.

Partnerships

Be one of the first six brands the Lab partners with.

We work with FX and remittance services, African brokerages, diaspora banks, property developers, and insurance providers — when the product genuinely helps an African diasporan handle money smarter across two countries. Founding-sponsor rates are locked through the first six months.

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